Oscar Björklund, Investment Director Lysa; Helena Olander, Legal Counsel Lysa

Welcome to a smarter savings account

Lysa is an automated asset manager that invests your capital with ultra low fees.

Distributed in Sweden with all legal information available in Swedish only

Our business idea: to be by your side

What's best for our customers? That question guides us in everything we do. That is why we don't receive any money from anyone but you. That is why our fee is the same no matter what you choose. And that is why we only do what's best for you as our customer.

  • smart
    Smart

    Lysa's investment approach is built on Nobel prize-winning research

  • enkelt
    Simple

    Select your risk level. We invest your money across 6 000 companies and 5 000 interest-bearing instruments

  • Billigt
    Cheap

    Lysa's fee is between 0,15 - 0,24%. We invest your capital in products which on average cost 0,15%. You can make withdrawals at any time at no cost

A smarter savings account

Lysa works as a smart savings account that automatically invests your money in funds with high diversification and ultra low fees.

Lysa's investment proposal is individually customised based on your responses.

You never have to execute trades yourself. It is sufficient to make a deposit and we will take care of the rest and automatically invest your money based on your allocation.

We continuously ensure that your account maintain your allocation as the capital market fluctuates. We monitor the global market and always ensures that you investment in the best and cheapest instruments.

Lysa is always there with you, regardless if you are on your computer or smartphone. You can at any time withdraw money, at no cost.

For individuals, you get an Investment Savings Account (ISK). It is a smart account for long-term savings. In 2019 you will pay only 0,453% in taxes while at the same time avoiding all the hassles with tax returns.

Surfartjej

Invest in your future today

With high risk-diversification and ultra low fees, more of the return goes to you. See how your portfolio can be expected to develop at Lysa.

Initial capital 10 000 SEK
Monthly savings 1 000 SEK / month
Target allocation 75% stocks, 25% rates
2018
2018
2018
1000 tSEK
500 tSEK
Investments are always associated with risk. The value of your investments can go down as well as up and you may not get back your initial capital.
For periods shorter than one year performance isn't estimed
Estimated probability that in
  • you would have more than 100 SEK is 10%
  • you would have more than 100 SEK is 50%
  • you would have less than 100 SEK is 10%
Något gick fel. Vi kunde inte hämta grafdatan.

Setting the new standard in savings

Several of us have been involved in building Avanza, Sweden's best bank. Now we are creating Sweden's best automated asset manager.

Meet the Lysa team
Lysas team
Lysas team

As secure as the bank

Lysa is supervised by the Swedish Financial Supervisory Authority and is authorised to provide discretionary investment management services. In short, this means that we are allowed to manage our customers' money. The fact that we are authorised by the Swedish Financial Supervisory Authority means that, in the same way as a bank, we must meet high requirements regarding the protection of customers' money and financial investments.

At Lysa, your money is covered by the state-provided deposit guarantee scheme until they are invested. Your money is invested in funds which are separate from Lysa and in case of our bankruptcy you are entitled to your entire portfolio.

How the deposit guarantee scheme works

For individuals, you get an Investment Savings Account (ISK). It is a smart account for long-term savings.

Lysa has the most modern platform for financial investments. We use only BankID as secure login.

Read more about security

Deposit guarantee

At Lysa, your money is covered by the state-provided deposit guarantee scheme until they are invested. Your money is invested in funds which are separate from Lysa and in case of our bankruptcy you are entitled to your entire portfolio.

How the deposit guarantee scheme works
security-shield

Investment Savings Account

For individuals, you get an Investment Savings Account (ISK). It is a smart account for long-term savings.

BankID

Lysa has the most modern platform for financial investments. We use only BankID as secure login.

Read more about security